英语口语：pay in installment分期付款的英语表达怎么说？
买房了，买车了，买手机了，买任何大宗商品，我们付款时是选择“一次性付款”，还是“分期付款”呢
1) “分期付款”：
1. When we buy a home, we have two choices of paying for it.We can pay for it in lump-sum,or we can pay in installment.
2. How are you going to pay? Are you going to pay for the new smart phone in lump-sum,or in installment
是选择“一次性付款”pay in lump-sum，还是“分期付款”pay in installment?
Pay in installment英语什么意思？
我们还要具备把英语“翻译”成英语的能力(多种方法表达pay in installment)：
Well,when we say I will pay(for it) in installment, we mean We will pay for it in monthly payment, or we spread our payment over time,like one year, or ten years, or twenty years,thirty years.
To pay over time, to pay in monthly payment都是pay in installment的同义表达。
不过，美国的“分期付款”并不一定是monthly payment(按月)，还可以有in annual payment(按年为单位的分期付款),in quarterly payments(按季度的分期付款)。
所以，英语pay in installments也好，中文“分期付款”也好，其实都是“语义不明确”的表达，使用时必须双方确定好，不要产生歧义异议才对。
当然，从学习英语角度说，具备把英语pay in installments“翻译”成英语是我们把英语彻底学好的更重要能力。我们更关注这个。
