先用一张图带大家了解下如今世界上最有钱的人和大天朝最有钱的人：
看完之后，什么感觉，羡慕嫉妒恨吗？是不是觉得哪怕是不吃不喝不睡努力打拼一辈子赚的钱都比不上他们的一个小小零头？于是开始幻想，如果能成为他们的儿子、女儿、老婆、小三，哪怕是七大姑八大姨，那该多好！
所以有钱人的生活到底是什么样的？我猜它可能是这个样子的：
终于可以按照我喜欢的方式喝酸奶了。
上网买东西，价格永远按照从高到低来排序。
上次新买的那双鞋怎么找不到了，算了，再去买双新的吧，“买”比“找”快！
手机响了，我得赶紧接电话，可是，到底是哪支在响？
房子太大也有缺点，我每天都会迷路，会迷路，迷路，路。
家里的狗狗都快被我宠坏了，不给它LV，它就一整天不理我。
想要找个打火机，掏遍身上所有的口袋，只找到了一堆金条，好烦。
每天出门之前都会为了要戴哪支手表而纠结半小时，太浪费时间了。
钻石戒指算什么，看我的钻石牙，到了晚上，那就是黑夜中最美丽的一道光。
为了响应低碳环保，我再也不开车出门了。
强势插播--------“有钱到底是一种什么样的体验”网友神回复精选：
“有钱人永远不会问这个问题吧，我想就是这个体验吧。”
“消费时考虑的是喜不喜欢，需不需要，而不是买不买的起……”
“偶尔发现个有趣的东西，会高兴好几天，终于又有东西可买了。”
“可以不用为了省钱而浪费时间。”
“妹子不喜欢你依然会和你玩。”
“去学习并研究哲学，而不用担心被饿死。”
“踩着自行车时望着旁边一辆辆豪车，一点自卑感都没有。”
“豆浆买两碗，喝一碗，倒一碗。”
“可以勇敢的扶起摔倒老人。”
点评：我只想说，最后一条太亮了！！！
看完上面这些图片，是不是又一次被深深打击到了？其实你看到的都只是表面，一个人从没有钱到有钱，这其中付出的汗水和泪水，可能是我们看不到的。所以抛掉这些华丽的东西，究竟成为有钱人是种什么样的体验，看看下面这些诚恳而真实的答案吧！
观点一：
I grew up in a middle class home with my mom. We weren't poor but we watched what we spent and never indulged. For instance, we were not allowed to leave lights or air conditioning on if we weren't using them.
我在一个中产阶级家庭长大，跟我的妈妈。我们不是很穷，但对于生活中的每一笔花费我们都会精打细算并且从来不会放纵自己。比如，我们不会允许灯或者空调在没人在的时候仍然开着。
I started my own company when I was 23, after dropping out of law school.I had debt and no job at the time, and was using the few thousand dollars my brother had saved up to finance the company.We edited people's college admission essays, the only thing I felt comfortable calling myself an expert at.Since that time, seven years have passed and I have sold 5 companies.Two of my transactions were significant, life-changing amounts.
在我23岁的时候，我从法学院辍学，开了自己的公司。那个时候我有债务但是没有工作，用我哥哥投资的几千元运行着公司。我们编辑修改着人们的大学录取论文，这是唯一一件让我感到舒服并且可以自称为专家的事情。然后，7年过去了，我已经卖了5家公司。其中的两项交易所赚到的钱大大改变了我的生活。
It felt very exciting the day the money was wired into myself and my brother's bank accounts. We logged in to our online account and saw a larger number there than we had ever seen by a wide margin. It was transfixing, mixed with a little bit scary. It meant that I had to start making some adult decisions, including making a will and investing it wisely. I didn't sleep much differently that night, but I did feel like I suddenly had more responsibility.
钱打进我和哥哥账户的那一天是非常令人兴奋的一天。我们登陆了我们的账户，看到了一个从来没在我们账户上出现过的数字。这让人忍不住有些许惊恐并且夹杂着一丁点儿害怕。这意味着我不得不开始做一些成年人应该要做的决定，包括立遗嘱和如何明智地投资。那天晚上我失眠了，我突然感觉到自己的身上多了很多责任。
In the coming weeks I thought about how I would spend some of it - including buying my first home - and how I would invest the rest. I also made a bunch of large, silly purchases that fit the ideal of what my 12 year old self would have wanted me to have - including my favorite luxury car. The excitement of those purchases wore off quickly. In the beginning, I also wanted people to know that I was different now: I wanted to call old friends I hadn't spoken to in a while and let them know that I had made it, mention it to girls at bars - all the stuff you imagine you're going to do. But very few people are actually happy for you when you come into money. Most people either think you're a lucky bastard or resent you.That is why the smartest people who have money are humble about it.
在未来的几周，我开始思考该怎么花这一笔钱，包括买自己的第一套房，以及余下的钱该如何投资。同时，我又采购了一大堆“愚蠢”的东西，买了很多我12岁时幻想过要买的东西，包括我最爱的豪华车。大买特买的兴奋感很快就消失了。一开始，我也很希望别人知道我现在跟以前不一样了：我想约上一些好久没有联系过的好朋友并且告诉他们这段日子我所做的一切，去酒吧的时候向女孩炫耀等这些所有想象过要做的事情。但是很少人会为你变有钱了这件事情感到真正的开心。大多数人要么觉得你是一个幸运的混蛋，要么讨厌你。这应该就是有钱人都普遍谦虚的原因吧！
It did not make me happier, but it did make me more excited for a while.
有钱并没有使我变得更快乐，但它的确让我兴奋了一阵子。
观点二：
I consider myself wealthy (for my age) but not rich, however my experience seems relevant to this question.
我认为我在我这样的年龄算是富足的但算不上富有，然而，我的经验可以用来回答这个问题。
I went from making essentially minimum wage with no savings to a 7-digit net worth. I knew it was likely going to happen for several weeks beforehand but seeing the numbers in the bank account was still a little surreal.
我从拿基本工资、没有存款的普通人摇身一变，变成了一个拥有7位数身家的有钱人。甚至在这件事情发生后的好几个礼拜当我看到账户上的数字还是会觉得不可思议。
The first feeling was of excitement and relief. I no longer had to worryabout certain things, namely an income.
最一开始的感觉是兴奋和解脱。我再也不用担心某些事情，比如收入。
After that came the "holy shit, I'm rich" feeling. During the following weeksI felt incredibly rich (even though I really wasn't) and spent accordingly. I was spending around $10,000 per week while I was on vacation (about what I made in 3 months previously).
在这之后随之而来的情绪是“我的天啊，我是有钱人”。接下来的几个星期，我觉得我富裕得简直让人难以置信（虽然实际上我并没有），然后开始理所应当的买买买。在度假的时候我大约每个礼拜要花上1万美元，而在以前我要工作三个月才能赚到这笔钱。
I quickly realized I wasn't actually as rich as I was acting, and if I wanted to maintain my wealth I would need to stop spending so much.
我很快开始意识到我并没有自己想象中那么富裕，如果我要持续我现在的富有状态，我必须停下买买买的脚步。
The next feeling was fear. I was afraid my money would disappear for one reason or another. I would spend everything. Someone would steal it all. The stock market would crash.
再接下来的感受是恐惧。我开始担心我的钱会不会有一天因为某些原因突然消失。比如，全都被我花完了，被人偷了，股市崩溃了。
I checked my balance several times a day.
于是，我开始每天不停地查余额。
After a month or so I felt back to normal. I'm not sure if that's because it is normal or I've adjusted, but I have the same friends, we do mostly the same things.
大约一个月后我开始变回正常。我不确定这样的状态是否正常或者说我已经调整好自己的心态了，但是我仍跟一帮相同的朋友做着跟以前一样的事情。
I do occasionally wonder if people are treating me differently, but I'm not so wealthy that it's a big problem.
我偶尔会想，如果人们对待我的方式变得不同，但我并没有那么富裕，这会是一个很大的问题。
观点三：
You go crazy and waste money on things that you don't need, for one thing, and then a couple months later you get depressed about the wasted money and bad decisions.
你开始变得疯狂，开始在很多事情上肆意花钱，即使是你不需要的东西，然后，几个月之后，对于乱花掉的钱和一些糟糕的决策，你开始感觉到郁闷。
If you can just hold off until the crazy goes away, you will be a lot better off. Put it into a savings account or an index fund and forget that the money exists for six months or a year.
如果在这样的疯狂消失之前你可以很好得控制住自己，那么你将会变得更好。把这笔钱放进一个储蓄账户或一个指数型的基金，然后在未来半年到一年的时间里忘记这笔钱的存在。
观点四：
I'm not fabulously rich, but many would consider me wealthy for my age. I went from making essentially minimum wage with no savings to my current status, overnight.
我不是非常富有，但许多人会认为我是大款。我一直处于拿最低工资且没有积蓄的状态，就在一夜之间，我变成了现在的有钱人。
Most things haven't changed significantly, but here are a few differences I've perceived:
大多数的事情没有任何明显的改变，只是有这么一些小区别：
I don't have to worry about losing my job, or paying medical bills, etc.
我不用再担心哪一天会突然失去工作，也不用担心生病时要付的医疗费，等等。
I like that I have the freedom to do whatever I want for a few years without an income.
我可以在很长一段时间内尽情地去做我自己喜欢做的事情即使这段时间内没有任何收入。
I don't worry about relatively small expenses like nice dinners, entertainment, gadgets. I can occasionally splurge on more expensive things.
我不用担心一些相对比较小的开支比如一顿美味的晚餐、娱乐活动、一些小玩意儿。我可以偶尔挥霍一下买些贵重的东西。
I often choose the more convenient or comfortable option if it's not unreasonably expensive (taxis vs. public transportation, for example).
在一些事情上我经常会选择更为便捷或舒适的方式，只要它不是贵得离谱就可以了（比如出租车VS公共交通）。